Randy Wagner of Texas spent $8,300 on a 400-foot plastic sheet to protect his home from floods, a decision that saved him potential losses of up to $150,000 during extreme weather events like hurricanes or tornadoes.

Before disasters strike, it’s vital to stay aware of surroundings and evacuation routes. Prepare an emergency kit with essentials like flashlights, batteries, and first aid supplies. Even if not required to evacuate, gather supplies for several days in case of power or water loss. Clear gutters and trim trees to minimize damage, and secure doors, windows, and roofs. Consider having a generator or storm shelter on standby.

During emergencies, communicate plans with family, stay indoors away from windows, and set refrigerators to the coldest setting. Stay informed through TV or devices about emergency instructions as storms approach. Charge phones in advance and secure outdoor objects.

After the storm, prioritize safety, avoiding floodwaters and documenting any property damage for insurance claims. Always remember, “Being careful is better than regretting it.”